Never worry about quarterly taxes again

Get your quarterly tax bill squared away in minutes. We do the math. You pay the IRS. Done.

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$100M
saved in taxes
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How does it work?

Estimate your bill
Work 1 on 1 with a tax pro to come up with a comprehensive and accurate quarterly estimate based on your unique situation.
Set up automatic payments
We’ll walk you through step by step how to make quarterly payments so you don’t have to worry about making them every 3 months.
Lower your tax bill
Explore Keeper’s other tools for lowering your tax bill - patented deduction tracking, quarterly strategy calls, and easy tax-filing.
Set up quarterly payments

Estimate your quarterly payments

Your details

Student tuition payments are amounts paid for education expenses, such as tuition and required fees, to attend an eligible educational institution. These payments can qualify you for education-related tax credits or deductions, like the American Opportunity Credit or Lifetime Learning Credit, which can reduce your overall tax liability.

Mortgage interest is the interest you pay on a loan secured by your home, which can include a mortgage on your primary residence or a second home. This interest is often deductible on your federal income tax return, potentially lowering your taxable income if you itemize deductions.

Traditional IRA contributions are amounts you can contribute to a retirement account, which may be tax-deductible depending on your income and whether you have a retirement plan at work. The contributions grow tax-deferred, meaning you won't pay taxes on the earnings until you withdraw the money during retirement.

Keeper assumes a standard withholding by your employer's payroll provider. If you know the exact withholding, you can enter it here for an even more accurate tax refund estimate!

Do you need to pay quarterly taxes?
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Federal Payments
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State Payments
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Set up quarterly estimated payments with Keeper

Work with a tax pro to get your estimate and set up automated payments. Avoid IRS penalties and the stress of quarterly payments.

Setup quarterly payments

Full tax breakdown

Total Income

This is your total gross income for the year including W2 and 1099 wages.

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Business deductions

Itemized business deductions are specific expenses that you can deduct from your 1099 / business income to reduce your taxable income. These can include costs like office supplies, travel expenses, advertising, and professional services, as long as they are ordinary and necessary for your business.

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Self Employment Tax Deduction

You can deduct the employer half of your self employment taxes.

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Adjusted gross income

This is your total income for the year minus certain adjustments, such as contributions to retirement accounts, student loan interest, and self-employment taxes.

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Standard deduction

The standard deduction is a fixed dollar amount that reduces the income you're taxed on, simplifying the tax filing process. It varies based on your filing status (e.g., single, married filing jointly) and is adjusted annually for inflation.

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Other deductions

Common deductions include state and local taxes, mortgage interest, charitable contributions, student loan interest, retirement contributions, and educational expenses. This line also includes the Qualified Business Income (QBI) deduction, which allows a 20% deduction on qualified 1099 / business income.

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Taxable income

Taxable income is the portion of your income that is subject to federal income tax after accounting for deductions and exemptions. It includes wages, salaries, bonuses, and other forms of income, minus any allowable deductions like the standard deduction or itemized deductions.

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Self Employment Tax Liability

Your self-employment tax liability is the total Social Security and Medicare taxes (currently 15.3%) you are responsible for paying on 92.35% of your net business earnings if they exceed $400 in a year. This covers both the employer and employee portions of FICA taxes.

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Federal Taxes Liability

The estimated federal income tax you owe before credits, withholdings, or payments are applied.

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State Tax Liability

The estimated state income tax you owe before credits, withholdings, or payments, based on your state’s tax rules.

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Credits

The most common tax credits people can claim include the Earned Income Tax Credit (EITC), Child Tax Credit, American Opportunity Credit, Lifetime Learning Credit, and the Premium Tax Credit. These credits can reduce the amount of tax you owe or increase your refund.

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Federal taxes withheld

This refers to the amount of federal and state taxes that are taken out of your paycheck by your employer throughout the year. Keeper assumes a standard withholding by default. If you know your employer's exact withholding, you can input it under "Add advanced info".

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State taxes withheld

This refers to the amount of state taxes that are taken out of your paycheck by your employer throughout the year. Keeper estimates this for you!

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Estimated annual federal tax bill
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Estimated annual CA tax bill
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Everything you need to pay less in taxes

Maximize your tax deductions

No deduction gets left behind with Keeper's patented automatic deduction tracking.

Put quarterly taxes on autopilot

Take the headache out of estimating and paying your quarterly taxes.

Prep and file your taxes confidently

We take on your tax complexity—and every return gets reviewed by a tax expert.

Optimize your taxes with a tax consultation

Want to optimize your taxes with expert help? Get free quarterly check-ins with your dedicated tax pro.

Get 24/7 support via chat and email

Need a tax question answered at 2am? Get instant answers to your hardest questions.

Get peace of mind with audit protection

File with confidence. If the IRS comes calling - we’re here to help.

Try 14 days free

Over 20,000 reviews

4.8+ average

Using Keeper Tax was a breeze—they took care of my extension and return in no time. I can’t imagine using anything else from now on.
Alisa Ramirez
2026-03-23
Rating
This was my first time using Keeper for bookkeeping and tax filing. In the past I just used spreadsheets and filed with Turbotax. This was the easiest tax return in years, I was able to link my accounts and review my expenses from the year, upload my documents and they handled the rest. I had a couple of questions along the way and they were answered quickly, even late evening and weekends. Any issues flagged were brought to my attention and I was given options to handle them. The only thing I had issue with was some of my transactions did not pull in from the linked accounts. I was able to find them easily and upload statements to fill the gaps. Still this was the easiest filing in years. This year I'll use the bookkeeping throughout the year and I'm sure next year will be even easier!
Jessica
2026-03-23
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Love this app SOOO much! I request id to all of my co workers with their taxes. TurboTax just wasn't for me. This is easy and so helpful as well so i also understand what im doing.
Jillian Cruz
2026-03-23
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I am a therapist, first year in private practice. I am legitimately shocked by how easy using this service to track deductions and file my taxes was. So worth the money!
Ginna faulkner
2026-03-21
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Keeper is has been a Blessing for my family as a small business owner over the last two years. Filing has been great and the experience of having everything itemized has helped so much.
Nicole Cummings-Lewis
2026-03-20
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There was always useful and relevant help when needed. The service and staff are prompt and knowledgeable. I love that everything is user friendly.
Madison Nikkola
2026-03-19
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Keeper made it super easy to track my deductions throughout the year and this made everything super easy when filing for my taxes!
Jordan Popovsky
2026-03-19
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The last couple years I have used TurboTax to file my taxes. I have always felt a little confused by at least a few questions they ask, but with Keeper, it was easier, faster, and more efficient since all my deductions were already loaded into the app. This is my first year receiving a 1099 and I wasn't sure how much work it would be, but Keeper made the whole thing as simple as possible
Cameron Q
2026-03-19
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3rd year using the tool. Its the whole experience between it connecting to your accounts and making marking deductions easy. Then, also having a robust form process that doesn't feel overwhelming and provides clear information the whole way. Also works really well on web or mobile.
JAMS
2026-03-18
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Keeper Tax is easy and fast. They are very knowledgeable about all tax situations.
Travis Darr
2026-03-18
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Very Easy, I love it, I am also recomending to family and friends
Alejandro Cueto
2026-03-18
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Ive tried a couple of online taxing for my self employed work and id say keepertax is the most simplest and easiest program to use. i used to spend about $500 to hire a person to go through my taxes and it was just a little too unrealistic for me to do. also tried turbo tax which is cheaper but not as easy going through deductions. so this has been a great service and will definitely use it again next year!
Razelle
2026-03-18
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thank you so much
AMANDA TURNER
2026-03-14
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Make every way too easy. Love using it for both personal and business.
Laszlo Kovesdi
2026-03-13
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This was the best filing experience I have ever had. First started with a 1:1 meeting with a wonderful taz expert, Sarah. She was very interested to hear our situation. The team I delt with throughout the process was excellent regarding communicating with me and answering all my questions. I am excited to continue to work with such a great team of professionals.
Julie W
2026-03-13
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easiest way to file my taxs ive ever found
Nick Dyrr
2026-03-12
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I’ve used Keeper every year for the past 5 years, and it’s been amazing. It helps me stay organized, the software is very easy to use, and it makes doing my taxes surprisingly enjoyable!
Genevieve Kozlowski
2026-03-12
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Was worried about filing taxes as it was my First year in business and i didnt track many expenses on paper. Keeper made it easy for me to determine was was a deductible, and what was personal. I was able to file my W2 with my previous Job and i even ended up with a small return my first year.
Shane S
2026-03-10
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Easy to upload everything needed to get your taxes done completely
Jordan Bowen
2026-03-09
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Its very convenient.
Chitchanok Kopitchayangkun
2026-03-06
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Frequently asked questions

When are estimated quarterly taxes due?
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Estimated quarterly taxes are due 4 times per year. For the tax year 2025, estimated payments are due April 15th, June 16th, September 15th, and January 15th. The January payment will occur in 2026.

Who has to pay estimated taxes?
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Self-employed individuals will need to make quarterly estimated tax payments if they expect to owe at least $1,000 in taxes.

Not all freelancers and independent contractors actually have to pay quarterly. If you freelance part-time or as a side hustle, you could be in the clear.

Not sure if that applies to you? Find out if you should even be worrying about estimated payments using our free estimated tax calculator.

What happens if you don’t pay estimated quarterly taxes?
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The IRS expects you to pay by the deadline. If you miss one, make the quarterly tax payment as soon as you can.

Once a due date has passed, the IRS will typically dock 0.5% of the entire amount you owe. For each partial or full month you don’t pay the tax in full, the penalty increases. It's capped at 25%.

Read more here