26 Tax Write-Offs for Caterers

NAICS business code722300
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Pulling off the perfect event takes creativity and a fine attention to detail. From the perfect recipe to a showstopping presentation, you think of everything β€” at least, everything the customer sees. But too often, business owners neglect their own finances, especially when it comes to taxes.

But just like leaving the hors d'oeuvres in the oven too long, leaving your business expenses in your taxable income is a recipe for disaster. It’s time to take those sweet savings out, lower your tax bill, and get more of your hard-earned income back to put toward your next event.

Cooking equipment & supplies

You can write off pots, pans, spatulas, mixing bowls, and everything else you use to cook food.

Large equipment β€” commercial ovens, big mixers, walk-in coolers β€” is depreciated on Box 13 rather than expensed all at once.

Where to write it off: Schedule C, Box 22
Food & ingredients

Any food or ingredients you use to cook meals for clients are write-offs.

Where to write it off: Schedule C, Box 38 (COGS)
Dishes & utensils

Dishes, utensils, napkins, and other serving items can be deducted on your taxes.

Where to write it off: Schedule C, Box 22
Transport containers

Bowls, pans, containers, and whatever you use to transport food to an event are write-offs.

Where to write it off: Schedule C, Box 22
Kitchen space

If you rent a kitchen to prepare catered meals, you can deduct it from your taxes.

Where to write it off: Schedule C, Box 20b
Certifications & licenses
Where to write it off: Schedule C, Box 23
Marketing materials

Business cards, brochures, service menus, and flyers promoting your business are deductible.

Where to write it off: Schedule C, Box 8
Online advertising

Ad campaigns on Google, Meta, TikTok, and more are all deductible on your taxes.

Where to write it off: Schedule C, Box 8
Website & hosting fees

Squarespace, Wix, GoDaddy, and other website service fees are fully tax-deductible.

Where to write it off: Schedule C, Box 8
Creative assistance

If you need to hire an editor, designer, photographer, or other creative pro, write off what you pay them.

Pay any one contractor $600 or more in a year and you'll need to file a Form 1099-NEC for them.

Where to write it off: Schedule C, Box 11
Contract labor

Write off the fees you pay to contract labor to help you complete projects.

Pay any one contractor $600 or more in a year and you'll need to file a Form 1099-NEC for them.

Where to write it off: Schedule C, Box 11
Liability insurance

Protecting yourself and your business with liability insurance? It's a write-off.

Where to write it off: Schedule C, Box 15
Chef's whites

Chef uniforms or branded clothing you need to wear on the job can be deducted.

This applies to clothing you can't reasonably wear outside of work. Everyday clothes don't qualify, even if you only wear them on the job.

Where to write it off: Schedule C, Box 27b
Payment processing fees

The cut Stripe, PayPal, Square or your invoicing platform takes on each payment is a write-off.

Where to write it off: Schedule C, Box 27b

If you drive for work ...

As a freelance caterer, you'll likely need to zip around town for client meetings, venue visits, and to pick up fresh ingredients or cooking supplies. If you drive your own car for these things, you can claim car-related costs as a business expense.

Parking

Parking for a meeting downtown, or any other work trip, is tax-deductible!

Where to write it off: Schedule C, Box 9
Tolls

A toll while driving to or from a work destination is tax-deductible!

Where to write it off: Schedule C, Box 9
Car purchase & depreciation

If you buy a new car, you can write off part of the cost every year for five years.

Where to write it off: Schedule C, Box 13
Vehicle tool kit

Flashlights, tire iron, duct tape, and other tools you may need in your vehicle are deductible.

Where to write it off: Schedule C, Box 22
Car insurance & registration

Car insurance monthly fees, registration, even roadside assistance are partially deductible β€” if you use the actual expense method. The standard mileage rate already covers them.

Where to write it off: Schedule C, Box 9
Car maintenance

Oil changes, repairs, and regular checkups are deductible if you use the actual expense method. Take the standard mileage rate instead and they're already baked into your per-mile deduction.

Where to write it off: Schedule C, Box 9

If you discuss work at a restaurant ...

Perhaps you want to take a client out for dinner to get a sense of the kind of food they enjoy. To the IRS, this is a business meal and can be written off your taxes.

Other potential business meals include going out for food or coffee with venue owners, event planners, or fellow caterers.

Business meals

If you discuss work with a coworker, mentor, client, or prospective client, it's a write-off β€” 50% of the tab.

Where to write it off: Schedule C, Box 24b

If you leave town for work ...

If you're cooking up big out-of-town plans to take your business to the next level, such as catering an event, meeting with a client, or attending an industry workshop or conference, don't forget to write off your travel expenses.

Transportation

Planes, trains, and car rentals are all work-related travel costs that can be written off.

Where to write it off: Schedule C, Box 24a
Travel lodging

When you travel for work, lodging expenses such as hotel rooms or Airbnb are write-offs.

Where to write it off: Schedule C, Box 24a
Meals while traveling

When you're traveling for work, your meals are 50% deductible β€” takeout included. (Long-haul truck drivers subject to DOT hours-of-service rules can deduct 80%.)

Where to write it off: Schedule C, Box 24b

If you work from home ...

A caterer might work from home on a number of things:

  • Cooking

  • Food prep

  • Testing new recipes

  • Managing finances and paperwork

  • Creating marketing materials

  • Working on client development

If you work from home regularly, you can deduct home office-related expenses.

Home office furniture

A desk, chairs, lamps, and other home office necessities are all tax write-offs. Anything over about $2,500 gets depreciated on Form 4562 instead of written off all at once.

Where to write it off: Schedule C, Box 18
Property repairs

Repairs just for your home office are 100% deductible. Repairs to the rest of your home count too, prorated by your business-use percentage on Form 8829.

Where to write it off: Schedule C, Box 21
Power bill

Gotta keep the lights on in your home office! A portion of your electricity bill counts.

Where to write it off: Form 8829
Property insurance

Whether it's rental or homeowners insurance, you can write off a portion through your home office deduction.

Where to write it off: Form 8829
Water bill

It'd be hard to work in an office without running water, huh? Your water bill counts.

Where to write it off: Form 8829
Wi-Fi bill

You need internet to do your job! If you claim a home office, deduct it prorated on Form 8829 along with your other utilities. Internet you pay for on the road, purely for work, is 100% deductible.

Where to write it off: Schedule C, Box 25

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