24 Tax Write-Offs for Self-Employed Florists

NAICS business code459310
Reviewed by

It's hard to stop and smell the roses when taxes are due — even for a florist.

Luckily, anyone with self-employment income can lower their taxable income with work expenses. Supplies aren't free, after all. Why should you pay taxes on income that went right back out the door?

This guide offers a roadmap for the types of work expenses that can be written off on your taxes.

Florist tools & supplies

From clippers to gardening gloves, floral tape to flower frogs, these tools of the trade are indispensable — which makes them a write-off.

Where to write it off: Schedule C, Box 38 (COGS)
Packaging & shipping

Bubble mailers, boxes, tissue paper and more: anything you buy to ship customer orders is a write-off.

Where to write it off: Schedule C, Box 27b
Protective gear

Thorn sleeves, gloves, aprons, and shear guards that protect you while working with flowers are write-offs.

Where to write it off: Schedule C, Box 22
Equipment depreciation

The depreciation on your machinery and equipment is considered tax-deductible.

Where to write it off: Schedule C, Box 13
Inventory & samples

If you have to keep inventory of products or samples, you can write these off.

Where to write it off: Schedule C, Box 36 (COGS)
Website & hosting fees

Squarespace, Wix, GoDaddy, and other website service fees are fully tax-deductible.

Where to write it off: Schedule C, Box 8
Advertising

Print and online advertising costs for your business are considered write-offs.

Where to write it off: Schedule C, Box 8
Creative assistance

If you need to hire an editor, designer, photographer, or other creative pro, write off what you pay them.

Pay any one contractor $600 or more in a year and you'll need to file a Form 1099-NEC for them.

Where to write it off: Schedule C, Box 11
Wire service membership

FTD, Teleflora, BloomNet and other florist network memberships are deductible.

Where to write it off: Schedule C, Box 27b
Liability insurance

Protecting yourself and your business with liability insurance? It's a write-off.

Where to write it off: Schedule C, Box 15
Licensing fees

Fees to renew your license to perform your work are fully deductible.

Where to write it off: Schedule C, Box 23
Payment processing fees

The cut Stripe, PayPal, Square or your invoicing platform takes on each payment is a write-off.

Where to write it off: Schedule C, Box 27b
Courses & certifications

Educational courses and certifications to enhance your skills are considered tax write-offs.

This covers training that maintains or improves skills for the work you already do. Courses that qualify you for a new trade or profession are not deductible.

Where to write it off: Schedule C, Box 27b
Employee wages

Does your business have a staff that you pay on W-2? Their wages count as a write-off.

Where to write it off: Schedule C, Box 26
Employee benefits

If you have employees, you'll spend money to take care of them with health insurance and other benefits. Write off what you pay for these programs.

Where to write it off: Schedule C, Box 14

If you drive for work ...

You might drive your car to deliver arrangements. Or maybe it takes you back and forth from suppliers and vendors. Either way, you can write off part of what you spend on vehicle expenses, from gas to insurance.

Parking

Parking for a meeting downtown, or any other work trip, is tax-deductible!

Where to write it off: Schedule C, Box 9
Tolls

A toll while driving to or from a work destination is tax-deductible!

Where to write it off: Schedule C, Box 9
Car purchase & depreciation

If you buy a new car, you can write off part of the cost every year for five years.

Where to write it off: Schedule C, Box 13
Vehicle tool kit

Flashlights, tire iron, duct tape, and other tools you may need in your vehicle are deductible.

Where to write it off: Schedule C, Box 22
Car insurance & registration

Car insurance monthly fees, registration, even roadside assistance are partially deductible — if you use the actual expense method. The standard mileage rate already covers them.

Where to write it off: Schedule C, Box 9
Car maintenance

Oil changes, repairs, and regular checkups are deductible if you use the actual expense method. Take the standard mileage rate instead and they're already baked into your per-mile deduction.

Where to write it off: Schedule C, Box 9

If you discuss work at a restaurant ...

Are you grabbing a meal with a customer or a supplier? That makes it a business expense.

The IRS lets you write off 50% of what you spend on business meals. So go ahead — schedule that meeting with the wedding planner over lunch.

Business meals

If you discuss work with a coworker, mentor, client, or prospective client, it's a write-off — 50% of the tab.

Where to write it off: Schedule C, Box 24b

If you leave town for work ...

From Floriexpo to the Society of American Florists Annual Convention, you've got plenty of reasons to travel out of town. As long as you're heading out for work-related reasons, the IRS has no problem with you writing off your airfare and accommodations.

Industry conferences aren't the only business trip-worthy events. If you meet with an out-of-town supplier or client, that also qualifies.

Transportation

Planes, trains, and car rentals are all work-related travel costs that can be written off.

Where to write it off: Schedule C, Box 24a
Travel lodging

When you travel for work, lodging expenses such as hotel rooms or Airbnb are write-offs.

Where to write it off: Schedule C, Box 24a
Meals while traveling

When you're traveling for work, your meals are 50% deductible — takeout included. (Long-haul truck drivers subject to DOT hours-of-service rules can deduct 80%.)

Where to write it off: Schedule C, Box 24b

If you work from home ...

Do you prepare floral arrangements, store your product, or maintain your professional social media from home? That qualifies you to deduct part of your rent, utilities, and other home expenses.

Home office furniture

A desk, chairs, lamps, and other home office necessities are all tax write-offs. Anything over about $2,500 gets depreciated on Form 4562 instead of written off all at once.

Where to write it off: Schedule C, Box 18
Property repairs

Repairs just for your home office are 100% deductible. Repairs to the rest of your home count too, prorated by your business-use percentage on Form 8829.

Where to write it off: Schedule C, Box 21
Power bill

Gotta keep the lights on in your home office! A portion of your electricity bill counts.

Where to write it off: Form 8829
Property insurance

Whether it's rental or homeowners insurance, you can write off a portion through your home office deduction.

Where to write it off: Form 8829
Water bill

It'd be hard to work in an office without running water, huh? Your water bill counts.

Where to write it off: Form 8829
Wi-Fi bill

You need internet to do your job! If you claim a home office, deduct it prorated on Form 8829 along with your other utilities. Internet you pay for on the road, purely for work, is 100% deductible.

Where to write it off: Schedule C, Box 25

You may also enjoy learning about ...

Track and claim every eligible deduction with Keeper

Keeper scans your accounts for write-offs and files your return — with tax pros reviewing every one.

Try it free