Why Keeper Is the Best Independent Contractor App on the Market

Andy Lam
March 30, 2023
Icon check
Reviewed by
Why Keeper Is the Best Independent Contractor App on the Market
Andy Lam
March 30, 2023
Icon check
Reviewed by

When you’re starting as a self-employed freelancer or independent contractor, you’ll soon realize how stressful it is to organize your tax receipts. In a moment, you’ll find out why customers think Keeper is the best independent contractor app and how it could help you with your business taxes.

Unlike regular employees, as a freelancer, you have your own set of taxpayer rules. The IRS expects you to pay your estimated quarterly taxes by the end of the year, which means you have to stay on track to avoid fines and penalties (filing late, not filing at all, etc.). Your bank account spending can add up and documenting your business expenses will consume an endless amount of hours.

To make your life easier, you can use tax filing apps to help speed up the process, stay organized, and prevent other unnecessary problems. You’ll be keeping track of your business expenses on your mobile device in no time. Even though there are many mobile apps out there, Keeper is considered to be one of the best independent contractor apps according to the 500+ Keeper reviews on the iOS store and 400+ reviews on Google Play. If you're not convinced, then let's take a look at the highlights below.

Here's why you should use Keeper as your expense tracking app:

  • A bookkeeper will be assigned to help you track expenses.
  • Your assigned bookkeeper will help you discover business expenses that are deductible for taxes.
  • You can easily link your debit/credit card and bank information.
  • You'll be able to scan your past expenses for up to 18 months.
  • Your information is protected at a bank security level.
  • You’ll get updates and text messages from your bookkeeper.
  • The average customer saves $6,428 per year.

With that in mind, let’s go a little further in-depth to see why Keeper is considered the best app to record receipts according to customers.


8 reasons why customers love Keeper

Keeper helps self-employed freelancers, Uber/Lyft drivers, small business owners, independent contractors, or anyone with 1099 income find their missing tax write-offs. After spending money on your business needs, this expense tracking app will help you navigate the world of tax deductions. Many customers are content because finding potential write-offs has never been easier and stress-free. 

Here are 8 reasons why customers love Keeper.


1. Bookkeepers will help you monitor your business expenses

Users will be assigned a tax assistant to help customers find tax write-offs that are generally missed. For full-time independent contractors, sometimes it's easy to miss the little things when you're working over 40 hours a week. The other alternative would be to use a 1099 expense spreadsheet to manually track your deductions.

2. Your tax assistant is your best friend. You will receive daily updates through text messages

After linking your debit/credit card or bank account, you'll begin to receive text messages from your bookkeeper daily. You'll receive messages for possible write-offs and questions about potential business purchases, which you can reply to. If text messaging isn't your preference, you can opt-out by visiting your settings on the mobile app.

3. You can categorize transactions for your business expenses

The app automatically categorizes 1099 deductions for freelancers. At times, you might come across a business transaction that's mislabeled. You can fix this issue by clicking a transaction to adjust the label. It's definitely easier to organize your business expenses than ever before with this feature.


4. You can export files straight from the app

Once you're done creating a list of your business expenses before tax season comes, you can export your file into a categorized spreadsheet. You can bring this information to a tax filing service or do it through the Keeper mobile app. The pricing to file directly on the app should cost an additional $89 fee for federal/state, which is another advantage for customers using Keeper.

5. Your information is protected at bank security level encryption

Just like banks, Keeper uses SSL 256-bit encryption to protect users' sensitive information and data. SSL-bit encryption is the most secure encryption method right after 128-bit and 192-bit encryption. As for banking credentials provided by customers, this information isn't stored by Keeper.

6. It's perfect for both riders, drivers and freelancers of all sorts. (Uber, Lyft, Taxi, etc.)

Business expenses work both ways for passengers/drivers. If you're a passenger, then your business expense is from traveling. If you're a rideshare driver, then your business expense is from gas mileage, car maintenance, gas, etc. For independent contractors doing this on a daily/weekly basis, then your list of expenses will quickly add up, which makes Keeper the perfect expense tracking tool.

Not only for Uber and Lyft but this also applies to:

Rideshare and food delivery drivers need to track mileage and other expenses on their vehicles. It's recommended to use a real-time mileage tracking app for your timesheet. You can use MileIQ, which is a well-known automatic mileage tracker app that'll help you tremendously.


7. You can link your account to over 10,000+ financial institutions

Keeper allows customers to link their business bank account or credit cards across 10,000+ banks for small businesses. Whether you're using a business account invoicing to clients or other banking methods, you can link them straight from the app. You can select "Checking accounts" or "Credit cards" upon signing up and search for your financial institution.

Here are a few popular companies you can connect to Keeper:

  • Chase
  • Chime
  • PayPal
  • Bank of America
  • Wells Fargo
  • American Express
  • Citi
  • USAA

After selecting a bank, all you have to do is enter your credentials to get started.

8. The average customer saves $6,428 per year

Did you know that? Customers are saving money with the help of Keeper. With an average of $6,428 in savings per year, that comes out to approximately $535 per month. You're not only saving time but you're also saving a tremendous amount of money.

Why you should use Keeper

Keeper is available on both Android and iOS. You will get a free trial for clients to test out the platform themselves. After the free trial, the monthly plan costs only $20 per month. With an assigned tax assistant helping you locate missing write-offs and sending daily text messages. Whether you're running a small business or working a full-time/part-time job, having an independent contractor app like Keeper should lessen your worries when tax season comes. 

After all, the average customer saves approximately $535 per month or $6,428 per year. Instead of spending hours and days going through your files, you can use Keeper to organize your receipts and business expenses, which means more time for your friends, family, and social media. They even offer tools like their free 1099 tax rate calculator to see how much you'll pay in taxes.

With all of this in mind, let's check out the alternatives to Keeper.


Alternative tax apps

 In this section, we'll go over Quickbooks, TurboTax, Expensify, and FreshBooks.


Just like Keeper, QuickBooks is available for both Android and iOS. At the moment, QuickBooks doesn't have any features to send notifications through text. As for customer ratings, the iOS store is 4.7 while Google play is 4.1. While Keeper has an assigned person to help you with bookkeeping, QuickBooks charges $50 for a one-time session.

The free trial period for using QuickBooks online is 30 days with four different subscription options ranging from $7.50 to $75 per month. On the app, users can calculate their mileage, manage cash flows, and check their business analysis through the dashboard. You can manage your business payments and keep track of sales. One of QuickBooks self-employed alternatives is TurboTax, which are both products of Intuit.


TurboTax is available on both Android and iOS. The rating is 4.2 on Google Play and 4.8 on the iOS store. TurboTax offers automated notifications through texting while each client of Keeper has an assigned bookkeeper to update them. 

TurboTax is free but billable once you file your taxes for the first time through the platform. There are four monthly plans that you can choose from ranging from a free edition to $90 per month. Both TurboTax and QuickBooks are products of Intuit. With TurboTax, you can file taxes with the help of professionals but don't forget the additional monthly fee once you file for the first time.


When looking at the App Store and Google Play, it appears that iOS users are having a much better experience than Android. The rating on the App Store is 4.7 while Google Play is 3.2. For Android users dealing with problems on the app, perhaps it’s better to migrate to other Expensify alternatives

The price ranges from $4.99 to $9 per month but the features are limited. The amount of SmartScans depend on which plan you choose. While customers of Keeper are able to interact with daily text messages from their bookkeeper, Expensify offers automated SMS notification updates. If you’re an Android user, Keeper and its other alternatives will likely provide you a better experience than Expensify.


Just like the others, FreshBooks is available on both Android and iOS. The rating for iOS is 4.8 while Google Play is 4.4. FreshBooks doesn't have text message notifications at the moment. For users, you can connect to a bookkeeper to assist you. 

There is a 30-day free trial with a monthly cost ranging from $4.50 to $15 per month. FreshBooks offers time tracking features, which can be helpful for project management. You can send unlimited invoices to up to five clients for the lite plan. Like Keeper, you can track your business expenses and view detailed reports.

One of Keeper's strong points is clients being able to interact through their daily text message updates. The benefits of having an assigned bookkeeper as part of their monthly plan outweigh paying $50 for a one-time session.

Here's the deal

Keeper is easy-to-use for new or more experienced independent contractors. It's a one-stop-shop to deal with all of your business expenses and tax needs. You can use this app to discover potential tax write-offs you've never known before. You'll have more time to focus on your startup, clients, and friends/family. After all, you have a free trial to test out the platform for yourself!

Andy Lam

Andy Lam


Andy is a copywriter from California that focuses on scaling and growing online businesses. His favorite activities include blogging and learning about the market economy. With his finance blog, his goal is to help readers from around the world.

Find write-offs.
File taxes.

Keeper helps independent contractors and freelancers discover tax deductions and file taxes.

Get started
Get started
Free Resource
I’m a self-employed ...
Lyft / Uber driver
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Adult entertainer
Airbnb host
Amazon Flex driver
Audio engineer
Car rental provider
Childcare provider
Cleaner / housekeeper
Commercial painter
Community manager
Computer technician
Construction contractor
Content creator
Costume / fashion designer
Customer support specialist
Delivery driver
Dog walker
Event planner
Financial advisor
HVAC technician
Insurance agent
Interior designer
Janitor / custodian
Lab technician
Loan officer
Lyft / Uber driver
Makeup artist
Massage therapist
Medical biller / coder
Nail tech
Notary / signing agent
Nutritionist / dietitian
Oil / gas contractor
Online seller
Personal concierge
Personal trainer
Pharmacy technician
Pressure washer owner
Property owner / real estate investor
Railroad contractor
Real estate agent
Security guard
Social worker
Sports coach
Tattoo artist
Teacher / tutor
Translator / interpreter
Travel nurse
Truck driver
Virtual assistant
Web developer
Wedding planner
Yoga teacher
Company Contact Country
Alfreds Futterkiste Maria Anders Germany
Centro comercial Moctezuma Francisco Chang Mexico
Ernst Handel Roland Mendel Austria

At Keeper, we’re on a mission to help people overcome the complexity of taxes. We’ve provided this information for educational purposes, and it does not constitute tax, legal, or accounting advice. If you would like a tax expert to clarify it for you, feel free to sign up for Keeper. You may also email support@keepertax.com with your questions.